As merchants grow their e-commerce businesses, the risk of being targeted by fraudsters and hackers grows, too. One of the most common misconceptions is that hackers only target large, enterprise companies. According to a Ponemon survey conducted in 2016, 55% of small and mid-sized businesses had experienced a cyberattack within the previous 12 months—and 50% had suffered a breach involving customer and employee information.
Authorize.Net helps merchants sell products and services in multiple markets using a growing number of digital payment methods — all while simplifying efficient fraud management, reliable cybersecurity and PCI-DSS compliance. To help developers customize a payment solution that provides those capabilities, Authorize.Net recently created a resource hub just for developers. Visit the site to explore improvements to the platform such as the enhanced API reference, as well as valuable tools for developers to use while customizing payment solutions for merchants.
Empower merchants with efficient, effective fraud management
The Authorize.Net advanced Fraud Detection Suite safeguards accounts using powerful transaction filters and IP address tools to identify, manage and prevent suspicious transactions. With access to data from Visa’s vast number of transactions, Authorize.Net has one of the most intelligent, accurate and efficient fraud detection suites on the market. It’s an easy way to minimize your merchants’ chargebacks and merchandise loss, without sinking a lot of time into reviewing orders for potential fraud. Additionally, you can customize the rules-based filters to any merchant’s business to make it as effective as possible. Check out this page for a handy list of the various fraud filters and actions available to you through the advanced Fraud Detection Suite.
When you’re setting up a customized payment solution for any merchant, make sure to review the AFDS settings in the production merchant interface to adjust the filters to meet your customer’s needs.
Make it easy for your merchants to achieve PCI-DSS compliance
Handling sensitive customer payment data comes with an obligation to maintain compliance with the PCI DSS. As cyber-security assessment firm Coalfire points out in this whitepaper, Authorize.Net simplifies the integration of payments across platforms and makes the compliance process more transparent and straightforward.
Authorize.Net solutions help merchants streamline the process of compliance by providing self-assessment questionnaires and aligning merchant solutions with the SAQ eligibility criteria. For more information on SAQ eligibility, read the Coalfire whitepaper and learn which secure technologies are used by each Authorize.Net solution to safeguard customer data (iFrame, JavaScript, etc).
Use the Authorize.Net Accept Suite to minimize merchants’ PCI burden
Ensuring that the sites you build are PCI compliant can be a challenge, potentially placing your merchant at risk, as well as complicating your process of setting up a payment platform. The Authorize.Net Accept Suite enables you to build any modern site or app without increasing the PCI burden for merchants. To learn more about PCI compliance and our range of integration options, check out our Accept page.
Accept Suite enables you to quickly use a JavaScript library to use our built-in payment forms hosted by Authorize.Net, as well as your own payment form. You can also use Accept Hosted for a fully hosted, mobile-optimized PCI-DSS SAQ—A compliant payment form. Other aspects of the suite help you leverage mobile in-app payments and manage customer profiles while maintaining PCI compliance. You can check out our Accept Suite sample app here.
Author Bio
Anurag Gupta is Authorize.Net's Director of Product Management, responsible for the product strategy and roadmap for next generation Developer platform and API products. He’s passionate about delivering exceptional payment experiences for merchants, acquirers, technology partners and developers. He brings more than 14 years of experience designing and launching successful payment products used by Fortune 500 companies and millions of consumers.
Connecting a website to the payment processing networks is exceptionally difficult and typically beyond the expertise and technical resources of most online merchants. Instead, merchants can easily connect to the Authorize.Net Payment Gateway, which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data. Authorize.Net manages the routing of transactions just like a traditional credit card swipe machine you find in the physical retail world, however, Authorize.Net uses the Internet instead of a phone line. The Authorize.Net Payment Gateway is available 24/7 for processing transactions. We also offer a number of value-adding services to assist merchants in managing their businesses and protecting themselves from fraud. Additionally, the free, Authorize.Net Verified Merchant Seal can be added to a merchant's website to help build consumer confidence.
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