download file from 3 ftp sites

import time

accounts = (
    ("xxx.xx.xx.xx1", "USERNAME1", "PASSWORD1"),
    ("xxx.xx.xx.xx2", "USERNAME2", "PASSWORD2"),
    ("xxx.xx.xx.xx3", "USERNAME3", "PASSWORD3"),
    ("xxx.xx.xx.xx4", "USERNAME4", "PASSWORD4"),
    ("xxx.xx.xx.xx5", "USERNAME5", "PASSWORD5"),
)


TODAY = time.strftime("%Y-%m-%d")################################

for account in accounts:
    ftp = FTP(*account)####################################
    ftp.login()
    ftp.retrlines("LIST")#<-this statement looks useless.

    ftp.cwd("SmythIN/"+TODAY)################################----- it breaks in here.
    ftp.cwd("subFolder") # or ftp.cwd("folderOne/subFolder")

    listing = []
    ftp.retrlines("LIST", listing.append)
    words = listing[0].split(None, 8)
    filename = words[-1].lstrip()

    # download the file
    local_filename = os.path.join(r"c:\myfolder", filename)
    with open(local_filename, "wb") as lf:
        ftp.retrbinary("RETR " + filename, lf.write, 8*1024)

ftp.cwd("SmythIN/"+TODAY)################################

its not SmythIN on all ftps it has different names like
ftp.cwd("X/"+TODAY)################################
ftp.cwd("Y/"+TODAY)################################
ftp.cwd("Z/"+TODAY)################################

how to write this...... thanks in advance.