Wow. What a crappy site.
"Load Ready" just means the data in the file is ready to be imported into a database and you shouldn't have any errors or problems. The file and the data in it are essentially "pre-screened" and verified to be accurate and follow all the rules of the database before the import is started.
Looking at some other questions on Al Initio, it may be that a .DAT file is just a text file with fixed column widths, but, of course, that doesn't take into account the compression, which I couldn't find any information on.
Oracle has a configuration in their GoldenGate product that appears to describe the Ab Initio file format in GoldenGate terms, for what it's worth:
writer.mode=LDV
writer.files.onepertable=false
writer.files.data.ext=.data
writer.files.data.tmpext=.temp
writer.metacols=position,timestamp,opcode,txind,schema,table
writer.metacols.timestamp.fixedlen=26
writer.metacols.schema.fixedjustify=right
writer.metacols.schema.fixedpadchar.chars=Y
writer.metacols.opcode.fixedlen=1
writer.metacols.opcode.insert.chars=I
writer.metacols.opcode.update.chars=U
writer.metacols.opcode.delete.chars=D
writer.metacols.txind.fixedlen=1
writer.metacols.txind.begin.chars=B
writer.metacols.txind.middle.chars=M
writer.metacols.txind.end.chars=E
writer.metacols.txind.whole.chars=W
writer.metacols.position.format=dec
writer.ldv.vals.missing.chars=M
writer.ldv.vals.present.chars=P
writer.ldv.vals.null.chars=N
writer.ldv.lengths.record.mode=binary
writer.ldv.lengths.record.length=4
writer.ldv.lengths.field.mode=binary
writer.ldv.lengths.field.length=2
writer.statistics.period=onrollover
writer.statistics.tosummaryfile=true
writer.statistics.overall=true
writer.statistics.summary.fileformat=schema,table,schemaandtable,total,
gctimestamp,ctimestamp
writer.statistics.summary.delimiter.chars=|
writer.statistics.summary.eol.chars=\n