For generic statements where you want "any of them", just exclude it from the WHERE clause:
SELECT * FROM Master WHERE Education='UNIVERSITY'
Will return any gender. Similarly,
SELECT * FROM Master WHERE Gender='MALE'
Will return any education status.
But that's a very poor DB design: there is a huge amount of duplication. You shoudlk consider setting up separate Gender and Education tables:
Gender
Id INT, IDENTITY, PRIMARY KEY
Desc NVARCHAR
Education
Id INT, IDENTITY, PRIMARY KEY
Desc NVARCHAR
You then use a foreign key to each ID field in your main table instead of storing the description so many times, and use JOINs to "combine" the tabels for output as necessary.