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Seems you are like the 'Bipolar Easter Bunny' YouTube[^] 
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I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.
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I use the probably most mobile payment system... Banknote - Wikipedia[^]
Skipper: We'll fix it.
Alex: Fix it? How you gonna fix this?
Skipper: Grit, spit and a whole lotta duct tape.
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I'm waiting for someone to suggest paper currency imprinted with a bar-coded blockchain.
Software Zen: delete this;
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How about a paper currency imprinted with a bar-coded blockchain?
Happy now? 
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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Actually I am . I've been working on a customer problem intermittently since last May, and have probably spent around 200 hours on it. We finally found the root cause last week, and testing on-site yesterday and today have indicated that we've got the problem fixed. It's only with the strictest of mental discipline that I'm not breaking into a naked happy dance ![Jig | [Dance]](https://codeproject.global.ssl.fastly.net/script/Forums/Images/jig.gif) .
Software Zen: delete this;
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Yay! Sorted! 
Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...
AntiTwitter: @DalekDave is now a follower!
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I use Samsung Pay, for the most part it just works. Even when the clerks say their card readers won't work with it.
The one thing I do like about it, is the near instant feed back on transactions. It usually notifies me about a successful transaction before the POS system tells the clerk the tran has been authorized.
Common sense is admitting there is cause and effect and that you can exert some control over what you understand.
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I quite like KERV[^] - not infallible, but great on TfL & Subway (food).
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Yes, I do use Google Pay.
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My phone had NFC, so I decided to give it a try. I've never had any problems with it, and have found it convenient from time to time when I don't have to pull out my wallet and could just use the phone to pay.
But if it went away tomorrow though, it's not something I'd miss, or long for. Some people may find it convenient that it gathers all transactions and displays it in one place, etc. But I know where my money is exactly going; so, I don't need Google to (know it as well, or) display it for me.
Smooth? Yes. Ground-breaking, or even essential? Certainly not.
If you do use it though, keep NFC turned off at all times for obvious reasons except for when you're paying. 
modified 14-Mar-18 18:49pm.
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No and I'm not planning to do so. I don't like when the big corporations directly tap into my bank account. It has something to do with trust. More important, I don't want to lose the touch to my money that I have available. The best system for me to prevent overspending, is to walk up to the ATM and get the money in my hand and into the wallet. Of course I use credit cards but already there I find it difficult to keep the overview sometimes.
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I believe they are associated with your credit card (although I would imagine debit/checking accounts would also be supported).
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No. No. No. No. In case any others come to mind . . . no.
| Ravings en masse^ |
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| "The difference between genius and stupidity is that genius has its limits." - Albert Einstein | | "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010 |
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Apple Pay. Works well, never had any issues. I'm sure Apple is collecting all of my data, but I trust they won't share with anyone else. Apple is known to not "play well with others".
Actually, not a lot of places take any mobile payment system near where I live (small city, Midwest USA); standard credit cards are big here. Now, with the chip system (instead of swiping), checking out takes about 6-8 times as long as before! Progress.
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Thank you. How easy is the check out process? Instead of taking your wallet out, you take your phone out, and follow the prompts?
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I have iPhone 7; it is easier than that. It truly consists of click home button twice to wake phone and put in "wallet" mode, hold iPhone by the reader keeping thumb on home button until it beeps (less than a second). That's it. It works fabulously; incredibly quick; I love it! It just isn't accepted enough places. More continue to accept it, but mobile payments are slow to being adopted here.
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Thank you, that sounds like a really smooth experience.
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I just installed Venmo, a mobile payment system by PayPal that my son and his cohorts use to transfer money to each other. One doesn't apparently need a PayPal account to use it.
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Yes, I've heard of it. It's also notorious for its use as a manufactured spending device in the churning community.
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I use Apple Pay every chance I get. With the Watch, I don't even take the phone out any more.
Faster than punching in a PIN.
I wish Walmart used it.
My apologies for the previous sig block. It's been ages since I posted anything on here.
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