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Same here, actually I went to 2 schools and went for 6 years and had less than 10k of loans. It's all paid off now after 5 years.
8bc7c0ec02c0e404c0cc0680f7018827ebee
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My grand total of student loans is around 40,000 dollars. It is a lot of money to owe but I think my college did well in teaching me how to program. I am not one to do well teaching myself things and college gave me the focus required to learn. To me the price was well worth it. As for paying it off, if I make minimum payment it will take me 25 years but my interest rate is only 2.7%. It is much more worthwhile paying off my house and my car before I pay off my school loans.
Brett A. Whittington
Application Developer
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Just a question (off topic): have you a list of the courses you attended at the college?
I'm curious and ingorant on this topic.
And what's the difference between college and university? 
___________________________________
Tozzi is right: Gaia is getting rid of us.
My Blog [ITA]
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In the US, at least where I live, there is no difference between college and university. Normally, universities tend to be much much larger than colleges but sometimes that is not the case.
My degree is focused in business programming so I will only list the courses related to programming and computers.
Introduction to Programming - Basically simple operations and comparisons only.
Object Oriented Programming I
Object Oriented Programming II - This class went into data structures and more theoretical topics than Object Oriented Programming I
Systems Analysis
Object Oriented Analysis
Database I - Introduction to SQL
Database II - More advanced SQL and PL/SQL
Database Management
ASP.NET - A class dedicated to technology behind it.
C#.NET
COBOL - A course entirely dedicated COBOL.
3 networking classes ranging from beginner to advanced.
Plus a ton of general education courses that are useful for business writing, communications, etc.
Brett A. Whittington
Application Developer
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Dario Solera wrote: And what's the difference between college and university?
Size and scope. Most universities are actually a collection of colleges/schools/departments. My last degree was from the University of Illinois / The College of Engineering / Theoretical and Applied Mechanics Department.
My daughter goes to Stephen F. Austin State University. She in in the College of xxx (She just changed major, so not sure right now )
SFASU[^]
"Every new day begins with possibilities. It's up to us to fill it with things that move us toward progress and peace.” (Ronald Reagan)
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 Loans diverts the focus from study to how to acquire money and be wealthy, Instead of instilling the value of study to uplift the society, it infilterates the feeling of value for money to suck out of every possibility and opportunity available.
It steals the essence and objective !!!
deque
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Hehe, how roght you are!
deque wrote: Instead of instilling the value of study to uplift the society
There are many reasons to study.
- want to uplift yourself and/or the society
- want to know as much as possible
- plan to work in science/development and change the world instead of waiting for changes
- ...
But today the most frequent reason is "more money, right from the first working day".
Knowledge itself seems to loose value, it becomes a tool for making money.
_________________________________
Please inform me about my English mistakes, as I'm still trying to learn your language!
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"Most of us have had one, have one, or are about to get one."
Apparently that's an untrue assumption. Although the sample size is small, it seems at first glance that programmers are less likely to borrow money for school than doctors or lawyers, and far more likely to pay the loans back.
"...a photo album is like Life, but flat and stuck to pages." - Shog9
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I can think of nothing worse than having to pay off a student loan for 5 or 10 years after you finish studying.
Talk about demotivating. 
Cheers,
Simon
> blog:: brokenkeyboards
> what I think of the OPTIONAL keyword in VB.NET? :: here
> CV :: PDF
> skype :: SimonMStewart
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SimonS wrote: I can think of nothing worse than having to pay off a student loan for 5 or 10 years after you finish studying.
How about 30 years for a house? 
My programming blahblahblah blog. If you ever find anything useful here, please let me know to remove it.
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I can vouch for that...! 
Peace!
-=- James
If you think it costs a lot to do it right, just wait until you find out how much it costs to do it wrong!
Avoid driving a vehicle taller than you and remember that Professional Driver on Closed Course does not mean your Dumb Ass on a Public Road!
DeleteFXPFiles & CheckFavorites (Please rate this post!)
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SimonS wrote: I can think of nothing worse
really ? i can think of a hundred things that are far worse.
it was pretty much no big deal at all for me. within a few years after graduation, i was making enough to pay them off early. that's one nice thing about programming jobs - they pay well.
Cleek | Image Toolkits | Thumbnail maker
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Roger Wright wrote: Although the sample size is small, it seems at first glance that programmers are less likely to borrow money for school than doctors or lawyers
Sure, you can learn to program at home, even as a child, as I guess a lot of the people who visit CP have done. Would you hire a doctor or lawyer who "taught them selves how to operate/litigate"? We can not make a fair comparison of the professions.
Roger Wright wrote: and far more likely to pay the loans back
That is completely unacceptable. I wish we could know which ones were in default, I know I would not go to that person for treatment or advice. It is part of the total package, you take a loan with a commitment to repay, and then you do not repay. That is a character issue with me.
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Had three jobs at the same time for a while. A good night's sleep meant 5 whopping hours. Needless to say, I slept most of my weekends.
For my master's degree, I worked as a university teacher. Got 100% pay, for 50% teaching and 50% research. I found that to be a sweet deal, eventhough the deal meant more like 60% + 70% rather than 50% + 50%.
I'm happy I had to work my butt off; I think I developed character, and I know I can pull through shitloads of work.
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I got a job and paid my own way.
Sure, it wasn't an ivy league college, but they're overrated anyways. They all pretty much teach the same stuff, just some are in better class rooms.
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Over here in Sweden there is only a minor charge for joining the student union (about $15). Other then that you have to pay for books, somewhere to live and maybe something to eat...
...and I stayed at my parents so no loan
It sounds kind of nice now, but parents can be really annoying!!
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I took a loan in 1989 when I started University, but but the time I needed to pay it back the Inflation[^] struck, so I was free of debt by the time I finished.
You wouldn't believe the inflation rate in Yugoslavia in 1993 - if you didn't spend the money the same day you got it, the next day it was worthless.
My programming blahblahblah blog. If you ever find anything useful here, please let me know to remove it.
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Nemanja Trifunovic wrote: You wouldn't believe the inflation rate in Yugoslavia in 1993 - if you didn't spend the money the same day you got it, the next day it was worthless.
Unbelievable Inflation rising by 100% every day, I don't know how people survived that.
Regards
Senthil
_____________________________
My Blog | My Articles | WinMacro
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Sames as Eastern Germany pre 1990.
Blogless
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S. Senthil Kumar wrote: I don't know how people survived that
Black market and German Mark
My programming blahblahblah blog. If you ever find anything useful here, please let me know to remove it.
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...I'll make sure that I can afford the fee without any loan.
_________________________________
Please inform me about my English mistakes, as I'm still trying to learn your language!
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Corinna John wrote: I'll make sure that I can afford the fee without any loan.
Heck, they should be paying you to teach their courses on crypto.
Marc
Pensieve
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Marc Clifton wrote: they should be paying you to teach their courses on crypto
I'll second that!
- Malhar
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... and that about sums it up.
The programming classes I took were a joke. No real world practicality.
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I believe, a good fundamental knowledge about networks, computer organisation and math etc. is very advantageously in programming and an IT college is the best way to get them... 
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