here is my wcf client configuration:
<system.serviceModel>
<bindings>
<basicHttpBinding>
<binding name="EchoSoap" closeTimeout="00:01:00" openTimeout="00:01:00"
receiveTimeout="00:10:00" sendTimeout="00:01:00" allowCookies="false"
bypassProxyOnLocal="false" hostNameComparisonMode="StrongWildcard"
maxBufferSize="65536" maxBufferPoolSize="524288" maxReceivedMessageSize="65536"
messageEncoding="Text" textEncoding="utf-8" transferMode="Buffered"
useDefaultWebProxy="true">
<readerQuotas maxDepth="32" maxStringContentLength="8192" maxArrayLength="16384"
maxBytesPerRead="4096" maxNameTableCharCount="16384" />
<security mode="TransportCredentialOnly">
<message clientCredentialType="UserName" algorithmSuite="Default" />
</security>
</binding>
</basicHttpBinding>
</bindings>
<client>
<endpoint address="http://localhost/Web%20Security/Echo.asmx"
binding="basicHttpBinding" bindingConfiguration="EchoSoap"
contract="Echo.EchoSoap" name="EchoSoap" />
</client>
</system.serviceModel>