How do I link container to a matrix class

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C#

containers

read

Matrix

I have been trying to link my "person" class values with "workers" class in the "Read" method.
When I write

Console.WriteLine(person.GetName());

it gives me all the values perfectly, but if I write

Console.WriteLine(workers.Get(i).GetName());

it shows "Object reference not set to an instance of an object." I have written "workers.Set(person);" and I thought that this would link the "person" with "workers", but as I can see, it doesn't, and I dont know what I did wrong and how to fix it. How do I properly link "workers" with "person"?
My code:

using System;
using System.Collections.Generic;
using System.Linq;
using System.Text;
using System.Threading.Tasks;
using System.IO;

namespace L5
{
    class Program
    {
        class Person
        {
            private string surname;
            private string name;
            private string bank;
            private string num;
            private int pieces;

            public Person()
            {
                surname = "";
                name = "";
                bank = "";
                num = "";
                pieces = 0;
            }
            public void Set(string surname, string name, string bank, string num)
            {
                this.surname = surname;
                this.name = name;
                this.bank = bank;
                this.num = num;
            }
            public void SetPieces(int piece) { pieces = piece; }
            public string GetName() { return name; }
            public string GetSurname() { return surname; }
            public string GetBank() { return bank; }
            public string GetNum() { return num; }
            public int GetPieces() { return pieces; }

            public override string ToString()
            {
                string s;
                s = string.Format("{0, -15} {1, -10} {2,-10} {3, -30}",
                surname, name, bank, num);
                return s;
            }
        }
        class Matrix
        {
            const int CMaxEil = 10;
            const int CMaxSt = 100;
            private Person[] A;
            private int[,] W;
            public int n { get; set; }
            public int m { get; set; }

            public Matrix()
            {
                n = 0;
                A = new Person[CMaxSt];

                m = 0;
                W = new int[CMaxEil, CMaxSt];
            }

            public Person Get(int nr) { return A[nr]; }

            public void Set(Person ob) { A[n++] = ob; }

            public void SetW(int i, int j, int r) { W[i, j] = r; }

            public int GetW(int i, int j) { return W[i, j]; }
        }
        static void Main(string[] args)
        {
            const string Cfd = "..\\..\\data.txt";
            const string Cfr = "..\\..\\results.txt";
            Matrix workers = new Matrix();
            Read(Cfd, ref workers);
            if (File.Exists(Cfr))
                File.Delete(Cfr);
        }
        static void Read(string fd, ref Matrix workers)
        {
            int nn, mm, number;
            string surname, name, bank, num;
            double price;
            string line;
            Person person;
            using (StreamReader reader = new StreamReader(fd))
            {
                line = reader.ReadLine();
                string[] parts = line.Split(' ');
                nn = int.Parse(parts[0]);
                mm = int.Parse(parts[1]);
                workers.n = nn;
                workers.m = mm;
                price = double.Parse(parts[2]);
                for (int i = 0; i < nn; i++)
                {
                    line = reader.ReadLine();
                    string[] partss = line.Split(' ');
                    surname = partss[0];
                    name = partss[1];
                    bank = partss[2];
                    num = partss[3];
                    person = new Person();
                    person.Set(surname, name, bank, num);
                    workers.Set(person);
                   // Console.WriteLine(person.GetName());
                   // Console.WriteLine(workers.Get(i).GetName());
                }
                for (int i = 0; i < nn; i++)
                {
                    line = reader.ReadLine();
                    string[] partsss = line.Split(' ');
                    for (int j = 0; j < workers.m; j++)
                    {
                        number = int.Parse(partsss[j]);
                        workers.SetW(i, j, number);
                    }
                }
            }
        }
    }
}

And my data that I read (just in case):

4 7 2.99
Surname Name Seb 988957532897855
Surnamee Namee Swedbank 623378348393499
Surnameee Nameee Luminor 234132535698906
Surnameeee Nameeee Seb 989677678986896
5 7 2 9 9 3 5
1 2 3 1 4 1 1
8 9 8 7 6 9 9
4 6 7 4 3 8 3

What I have tried:

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